What small, profitable investments will you be making in 2025 ?

Managing your money effectively is one of the best ways to achieve financial freedom. To get there, it's not enough to spend less. You can also opt for an investment strategy. When you don't have a big budget, you might think that investing isn't for you. And yet, it is possible to turn to a small investment that pays off. In what follows, we'll tell you about a few small investments that could earn you more in 2025.

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Investing in the stock market

A small investment that pays off is the stock market. Today, there are many digital tools you can use to find out more. With just a few dozen euros, you can already invest money in the stock market, and at low cost. For example, you can opt for fractional shares or mutual funds.

Nevertheless, the stock market is a sensitive business. That's why you need to take some training before you start putting your money into it. You should also remember to diversify your funds, even when you have a modest sum to invest.

Booklets

Another solution for investing on a small budget is a passbook. Passbooks allow you to invest your precautionary savings in order to manage your finances prudently. There are several types of passbook savings account.

The livret A is the most famous for its high yield. What's more, it's tax-exempt. You can open a Livret A, whatever your status. You may wonder where to put your money when the Livret is full. In this case, you can go for the livret de développement durable et solidaire (LDDS) if you want to combine social commitment and savings. The maximum limit for this passbook is €12,000.

Another interesting passbook is the Livret d'Epargne Populaire (LEP). If you meet the income requirements, you can opt for this solution. The yield is around 5%, with a ceiling of €10,000.

Real estate crowdfunding

Real estate crowdfunding is a solution that allows you to participate in real estate projects with small amounts of money. You can invest as little as €100 in renovation or construction projects. In return, you'll receive interest according to the terms.

If you're interested in real estate crowdfunding, you'll need to turn to dedicated platforms. These include Raizers and Homunity, where you'll find a wide range of real estate projects. You'll need to choose the ones that interest you by asking around, and then place your investment.

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Cryptocurrencies

Cryptocurrencies have been making headlines for a few years now. You might be thinking that you've missed the window to make your investment, but that's not really the case. With a small amount of money, you can get your hands on some cryptocurrencies. Of course, like any investment, cryptocurrency investing also involves risks. The volatility of these virtual currencies is certainly one of the points you shouldn't forget.

When investing in crypto-currencies, you buy at a low price in the hope of selling at a higher price. However, these currencies can suffer quite dizzying falls.